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Wednesday 27 July 2016

Urban Forest : Serenity of Forest Within Luxury of City

Each one of us loves nature and wants to be close to it as much as possible. Ask anyone whether they love nature, the greenery and the peace and fresh air around that greenery and almost all would say a big YES. In an ideal world all of this would have been possible easily but in fast growing societies where greenery is getting sacrificed for development, it is getting really tough to maintain such natural environment in our neighborhood. We have to travel hundreds of Kilometers from our cities to see the forest and enjoy its green cover. The natural environment that should be with us every single day has now become a far distance reality and we see it once in week or once in a month when we go out of our cities for trips.

Urban Forest, a project from Alembic Real Estate Developers is one unique residential apartment project that is planned in a way to bring Forest and nature to your neighborhood. It is being developed to give both, comfort of a nice home and the serenity of forest. The importance of living around greenery and forest has clearly been top priority of Urban Forest Project development group and they are working hard to make sure that it is not just for a showpiece. I was invited by Alembic real estate as part of their event and the Model view of Urban Forest project which I got to see there showcased the clear idea behind the project. I don’t know which other project from any other builder in Bengaluru has so much focus on providing complete green cover around apartments. I even got chance to see a model apartment and outside view from rooms looked scenic and soothing to eye.   

Urban Forest Residential Project Model  
There are many unmatchable advantages of staying in apartments that has such surroundings like the Urban Forest:
  • It makes you more immune from all sort of pollution of city which in turn helps you in being physically and mentally healthy. 
  • It has been scientifically stated that greenery reduce negative energy from its surrounding and it helps in person becoming calmer.
  • It can help in creating great bonding among neighbors especially among kids as kids love to play in such environment.
  • One won’t need to travel every week or month away from cities to see the greenery and enjoy its beauty, all one need to do is step out of home and enjoy the nature.
  • It makes you more aware about nature and its benefit, you start loving it more and then end up in trying to protect it as much as possible not only in your neighborhood but also in other parts of city. It makes the kids aware about value of greenery and helps them in becoming a responsible citizen in future.
The Inside view 
The picnic was organized by Alembic real estate team for its existing clients and potential clients at its Urban Forest project location in Whitefield. The event was not only to showcase the project with a model 3 BHK apartment but also to make people aware about what being close to nature and forest can bring to their life. The event had many activities for kids and even some for their parents. Activities like Pottery, crafting, creative sandwich making, all at a place that had trees, green grass and spacious ground which is becoming very rare to find in a city like Bengaluru.

The Fun place for all activities
The kids were given different tasks from Pottery to dance to sandwich making and they were all thrilled to get involved in all of those. They danced, they sang, they mimicked and all this made the event as refreshing as the surroundings at Urban Forest project location. The happiness on face of kids while doing activities and calmness and relaxed expression on face of parents was enough to make us believe that how much they value a calm and green environment.


The creative Sandwich making contest was one of the best activity which didn't just involve kids but also their parents. They got few mins to make a sandwich with as much creativity as they can and finally 4 winners were given prizes by Alembic Real Estate team.


The event had some really yummy Barbeque lunch for all of us and it was a different feeling of bliss to eat super tasty Barbeque lunch in an open green field surrounded with big trees.


 
The event was about to end but before that we got to to know that they have organized a musical event while we were enjoying our lunch and it turned out to be a Guitarist playing some melodious tunes for us. Those tunes and songs made the event extra special in which everyone who loved singing got chance to participate and Emcee of the event kept kids engaged till the last moment.    




The clearest way into the Universe is through a forest wilderness - John Muir

You can find all details about Urban Forest project and Alembic real estate at http://www.alembicrealestate.com and also can connect with them on Facebook and Twitter

Saturday 23 July 2016

Patience and Common sense : Must for Non-experts in Stock Market

[Disclaimer] : I am no expert in market, neither in technical nor in fundamentals so I am not going to give any tips or for that matter you don’t have to blindly believe what I am sharing here. All of this is my experience and mistakes I made in last 1-2 years of me actively being engaged in equity market.

If you are neither a fundamental expert nor a technical expert like me, you can still make some good returns in share market and all you need for this is Patience and Common Sense. There are always lots of opportunities and all you need is to grab very few of those and hold on and on for long time until you feel that all juice of the particular stock or sector as whole has been sucked up. For this you no need to be an expert as there are multiple credible sources like Mutual Fund owners, Credit rating agencies and individual experienced experts from where you can update yourself regularly and to be more confident try to understand the balance sheet and quarterly results of companies and what are future prospect of that sector and that specific company whose stock you own.


There are certain things I learned and experienced in last 1-2 years and I am sure it must be common to many of people who are regularly involved in equity market. Let me share few of those:

1. Do not invest money in market that you are definitely going to need in may be next less than 1-2 year. It simply means try to avoid short term investment as much as possible in market. If you are going to need that money in next less than 1 year then surely that is not long term. I had put lot of money when nifty was around 8500-8600 during mid of 2015, it went upto 9000 and then the great crash happed when market felt down to 6900. It resulted in my portfolio going down by almost 18-20% with around 4 lakh of investment. As I needed that money by start of 2016, I had to book losses despite knowing that markets would recover surely. Only if I didn’t need that money in less than 1 year of investment I would have made some handsome profit by now. 

I had many stocks at less than 20-30% of current market price. For example L&T at 1250 , SBI at 180, Axis at 390, Pidilite at 580 ,SREI Infra at 45.Tata Motor DVR at 230, Yes Bank at 700 and many many more. I sold main portion of all these by booking losses or minimal profits only as I needed that money.   

2. Do not just sell off after making some gains. This was second lesson for me and it comes from being not experienced in this field I guess. Once we get 8-9% gain we start assuming that it is much better than return on fixed deposit and try to book the profit and then ultimately see the stock going up and up every single week. In investment terms it’s called “being Greedy”. I did it many times myself and probably still doing it :). I guess we mature on these things as time goes by and especially when we have a specific goal set related to your financial future. One solution I can think of is may be to have 2 different accounts, one for long term investment and one for short terms or for trading. It might be bit costly but can work out well. 

Well these are just few and I am sure many more experiences are yet to come, hopefully of cracking some jackpots aka as Multi-Baggers :)