Saturday, 18 July 2015

My tryst with stock market - V 1.0

Stock market or share market, words that give nightmares to many people and at same time lighten eyes and face of many others. Many people who have never been even close to anything related with Stock market have formed such a negative opinion about it that the same negativity has perpetuated among most of the Indians. I can’t question or justify such massive wrong perception but can surely put forward my point of view in coming posts along with this one and can share my fairly long learning experience and also little working experience in stock market.

There is a saying that “one bad fish spoils whole pond” and to be honest we have many such bad fish in stock market. If you discuss share market and its goodness with anyone who is not part of it, they will cite example of Satyam scam and Harshad Mehta. Yes Satyam scandal was massive jolt to Indian stock market in 2009 but we have moved on a long way from that. The regulations, the watch list, the checkpoints we have now are much tougher than those days. We have BSE, NSE, SEBI and Government agencies to monitor that everything is fine and all laws are being followed. There has been no big controversy with stock market since 2009 and we are growing stronger and bigger. India is one of the fastest growing economy and so is Indian stock market. If you believe in India growth story then you must believe in Indian stock market story.

For me simple funda of stock market is “If you can’t buy a company, buy few % of that company through shares”, yes that % will look really minuscule but that % will grow with same speed as the company. Imagine you buying .00000000000005% of a good worthy company with 10,000 Rs and after 15 years company grows 20 times, your percentage will still be same but value of that percentage share will grow by almost 20 times, means your 10,000 will become almost 200,000. These calculation can vary here and there but the basic growth logic will be the same, faster the company grows, faster your share value will grow. It is as simple as that, where is the risk here that might give you nightmare?  Now the question comes how to believe in company and how to identify such companies. Here comes the role of research and understanding the business module of a company. If you believe in a company that it will grow, it might not, but if lakhs of people believe in a company that it will grow, it will never fail.  If you don’t believe in private companies, go for government companies you believe in.

Before I stop here to write remaining in next post, here is an example of how investing in a good company for long time can give more value to your money than any other investment

TCS : Tata Consultancy Services

Share Price in INR  (On average)


Stock split in 2006 2:1



So if you had 10 shares of TCS in 2002, you would have invested 3,000 Rs , now you would own 20 shares of TCS and that money would have become 51,200 in lump sum and it would be totally tax free. This is just a basic detail, apart from this, good companies keep giving dividends to shareholders based on company’s performance every year and TCS has given 150 Rs dividend per share till now.

Share market is not bad, some companies are, So Don’t avoid share market, avoid bad companies.


Thursday, 9 July 2015

Honey Diet - Way to live Longer and Stronger

There is a saying that “Eat to live and not live to eat", no one can disagree with this but what to eat, when to eat and how much to eat has been forgotten by many of us when we read this quote. We just want to eat enough so that we can do our daily routine work without health issues but we don’t look for long term health care. These days with so much health awareness initiatives and due to fear of so many young people dying due to diseases, people are willing to sacrifice something for good long term health.

With such fast paced life especially in our cities, many of us have no option but to take crash diet, which might look ok in short term but for long term it is bane. Now a days young people are getting diagnosed with diseases like Sugar, excess Cholesterol, Heart Attacks, though the crash diet may not be only reason for all this but it does play massive role in such diseases. By virtue of having a balanced nutritious diet aka Honey diet we can control these issues in big way. Our body is so much powerful that it just needs good healthy food supply and it takes care of everything itself. By continuing with Crash diet we are putting our life both personal and economical in danger as bad health not only takes toll on body but also on family’s financial balance. Crash diet may be good in taste but it will waste a family and one should avoid

Now as all of us know how much bad crash diet can be for us what is the solution we have? Can we all become health conscious and stop enjoying taste? No, we just need to maintain a balance between these. We have so many options that works in both ways, taste and good for health. We have so many tasty and nutritious fruits, we should make it part of daily diet. We can put real natural taste in our daily foods and enjoy it with the family. A healthy diet will not only makes you feel energetic all day, it will keep you happy from inside too.

The satisfaction of having a balanced diet is really joyous and it encourages you to do things which people with bad food habits feel scared of doing, things like running, doing exercise, playing with kids when they ask you. A healthy diet on daily basis will make you reduce your medical expenses as it will keep your immunity system intact and will protect from so many virus present in environment. A healthy diet on daily basis will make you enjoy 1 of those odd party fatty diets even more as you won’t need to worry about your health just because you are already taking enough nutrition on daily basis. Just try this for 1 month, take nutritious balanced diet for 14 days and then on 15th enjoy the food like Pizza or Burger, it will make you feel amazing, then repeat this at 29 day interval and keep increasing the interval. It is the system thought of by me and I am sure it is going to make our life healthier and wealthier. 

For more information on Dabur Honey Diet visit and live a stronger and happier life.